INSURANCE SERVICES

Property Insurance: Commercial Property Insurance helps protect the building your business owns or leases as well as your business personal property, including tools and equipment, inventory, and furniture. A commercial property insurance policy includes coverage for assets like accounts receivable, computers and lost income for when business operations are suspended due to a covered loss.

Businesses can tailor their coverage to include additional protection like valuable papers and records coverage that can help pay to reproduce important documents, provide temporary storage and move records to avoid a loss.

Liability Insurance: At Ocean Pointe Insurance Solutions we offer different kind of Liability Insurance products to protect you and your business. Here are just a few:

• General Liability Insurance: Liability insurance (also known as Commercial General Business Liability) protects a company’s assets and pays for obligations – medical costs, for example –incurred if someone gets hurt on your property or when there are property damages or injuries caused by you or your employees. Liability insurance also covers the cost of your legal defense and any settlement or award should you be successfully sued. Typically, these include compensatory damages, non-monetary losses suffered by the injured party, and punitive damages.
• Employment Practices Liability Insurance: Coverage for defense costs and damages related to various employment-related claims, including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation deriving from the employer-employee relationship.
• Directors and Officers Liability Insurance: Coverage for defense costs and damages (awards and settlements) arising out of wrongful act allegations and lawsuits brought against an organization’s board of directors and/or officers.

Ocean Pointe Insurance Solutions – Protecting one client at a time!