INSURANCE SERVICES

You don’t have to own waterfront property to need flood insurance. High water can happen where you least expect it. Not every flood comes from a tidal surge, or raging river. Increased development, clogged or insufficient storm drains, spring thaw, and excessive rain, ice or snow all contribute to unexpected flooding. Just a few inches of water from a flood can cause tens of thousands of dollars in damage.

What most people fail to realize – until it’s too late – is that homeowners insurance does not cover floods.

Whether you live in a home, condo, co-op, or apartment, or own a business, Ocean Pointe Insurance Solutions can provide you with a flood insurance policy backed by the federal government. Flood insurance can be more affordable than you think.

Flood insurance offers you:
• Building Coverage. Covers damage to your dwelling and items such as the furnace and water heater.
• Contents Coverage. Covers your furniture, rugs, appliances, and clothing (subject to limitations in basement areas).
• Property Protection. Pays for sandbagging and other expenses for preventing flood damage.
• Clean-Up Reimbursement. Covers the costs of cleaning your home and removing debris after a flood.

Don’t wait until the waters begin to rise. If you’ve been thinking about flood insurance, now is the time to buy it.

Ocean Pointe Insurance Solutions – Protecting one client at a time!